Did lending by foreign banks really cause the Greek debt crisis? | Credit …

July 29th, 2015 by Admin

There are a lot of competing narratives going around as to why Greece is in such trouble relative to the rest of the eurozone. A lot of this centers on whether Greek fiscal profligacy or poor credit controls by foreign banks was the main cause of the Greek debt crisis. Let me throw my hat into this ring with a few comments. What I write below will generally shade toward the problem being one of structural fiscal deficits and an ECB monetary policy that was inappropriate for the eurozone periphery as a whole and Greece in particular.

Now, this is designed to be a quick post. So I am not going to be able to summon the statistical data that a longer-form post has but I may do at a later...

Guide to Paying for Dental Care: Credit Cards and Beyond – NerdWallet

July 29th, 2015 by Admin

Sometimes, going to the dentist isn’t about getting the perfect smile; it’s about stopping the pain. Cavities, left untreated, can lead to severe toothaches. Infected, throbbing gums make eating and drinking difficult. When you’re living paycheck to paycheck, you might turn to the next alternative presented — often, dental credit cards.

“The need for credit for dental patients is increasing,” says Dr. Matt Messina, a dentist and national spokesman for the American Dental Association. Even people with dental insurance find that procedures can quickly exceed the maximums, which are typically $1,000 to $1,500 after the deductible. Crowns, implants...

FactorTrust Launches LendProtect Auto Score

July 29th, 2015 by Admin

ATLANTA–(BUSINESS WIRE)–There are more than 50 million non-prime consumers in the US who do
not choose to use traditional credit opportunities due to convenience,
lack of credit history or lack of a relationship with a credit provider.
However, it is estimated that this same population of people can
increase their income by as much as 25 percent if they have access to
reliable transportation1. Today, in response to the inherent
need of increased credit opportunities for non-prime consumers, FactorTrust,
the leading provider of non-prime consumer data, analytics and risk
scoring solutions...

2 senators pose dealer-focused questions to Cordray

July 29th, 2015 by Admin

“In terms of responsibility, we’ve been very careful to observe a line that was not necessarily an obvious or logical line that Congress drew, which was to say that the bureau has jurisdiction over auto lenders but does not have jurisdiction over auto dealers,” Cordray said. “That jurisdiction as I understand it has been given to the Federal Trade Commission.

“We feel that means the law has spoken clearly in terms of responsibility to address any sort of issue with regard to discrimination or other violations of the law by lenders, but not by dealers,” he continued. “That may be illogical, but that’s the line we have and have taken...

What Landlords Really Look For in a Credit Check

July 29th, 2015 by Admin

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Company Shares of PRA Group, Inc. Drops by -1.9%

July 28th, 2015 by Admin

On a different note, The Company has disclosed insider buying and selling activities to the Securities Exchange,The Officer (EVP-General Counsel, Secretary) of Pra Group Inc, Scott Judith S sold 3,000 shares at $63.61 on July 10, 2015. The Insider selling transaction had a total value worth of $190,830. The Insider information was disclosed with the Securities and Exchange Commission in a Form 4 filing. Currently the company Insiders own 2% of PRA Group, Inc. Company shares. In the past six months, there is a change of -6.76% in the total insider ownership. During last 3 month period, 0.26% of total institutional ownership has changed in the company shares.

PRA Group, Inc., formerly...

Having a service dog in a pet-free apartment building – Chicago Tribune

July 28th, 2015 by Admin

Q: My ex-wifes lawyer wrote a special warranty deed for me to sign, but after reading it multiple times I am still unsure of what it is saying. My biggest concern is that I am relieved of all future mortgage payments. My ex-wife has very poor credit, no job and was unable to refinance the mortgage although she was given the property in the divorce. I am making the payments to the house in lieu of child support. Can you tell me if this deed relieves me of my loan obligations if I sign it? If this is out of your jurisdiction because it is in Texas, can you please tell me what type of lawyer I should have look it over? Finance, real estate, divorce lawyer? I just recently retired from the Air Force,...

Your next soda and candy bar could be taxed

July 28th, 2015 by Admin

MORE EXEMPTIONS FROM THE SALES TAX – The Revenue Committees hearing also included several proposals to make certain items exempt from the sales tax including any retail sale made within 10 miles of the New Hampshire border (H 2619); blood test strips, lancet and vitamin and mineral supplements that are prescribed by a physician (S 1586); used books and other items sold as fundraisers by libraries (H 2536); gun safes and trigger locks (H 2626); original and creative work, written, composed, created and sold by a writer, composer or artist (H 2697); and medical alert services like Lifelines Ive fallen and cant get up pendant (H 2624).

BAN EMPLOYERS FROM ASKING FOR CREDIT REPORTS...

How to Pay Less for Car Insurance

July 27th, 2015 by Admin

A recent report from insuranceQuotes.com shows how even credit-challenged consumers can save money on their car insurance premiums.

Car Insurance and Bad Credit

Unfortunately, consumers with less than perfect credit often pay more for car insurance simply because their FICO scores are low. Thats because, in states that allow this practice, insurance companies can charge more for the same coverage because its been shown that drivers with poor credit scores file more claims with their insurers.

But even though there are other ways even credit-challenged drivers can save money on car insurance, very few car owners take advantage of a number of common discounts – at least...

Barkerville Gold Mines Closes $19Million Debt Settlement and Announces $3 …

July 27th, 2015 by Admin

TORONTO, ONTARIO / THENEWSWIRE / JULY 15, 2015 – Barkerville Gold Mines Ltd. (TSXV: BGM) (the Company) is pleased to announce that further to its press release of July 8, 2015, it has settled an aggregate of $19,470,334 of indebtedness with 2176423 Ontario Ltd., a company controlled by Mr. Eric Sprott, through the issuance of an aggregate of 74,885,900 common shares of the Company at a price of $0.26 per common share (the Debt Settlement). As a result of the Debt Settlement, Mr. Eric Sprott is now the Control Person (as that term is defined in the policies of the TSX Venture Exchange) of the Company.

The Company is also pleased to announce that it has entered into an agreement...